Back to Basics (Paperback)

Paperback. Back to Basics . Personal Financial ManagementWhat Every Salaried Person Needs to Know to Build Wealth and Retire ConfidentlyMost salaried people work hard for decades-yet remain anxious about money.Not because they earn too little, but because no one ever taught them how to manage income calmly, protect against risks, and build long-term wealth without stress.This book was written to change that.Back to Basics . Personal Financial Management is a clear, practical guide for salaried individuals who want financial stability, confidence, and a dignified retirement-without jargon, hype, or risky shortcuts.This is not a get-rich-quick book.It is a get-the-basics-right book. What You Will Learn in This BookWhy intelligent, hardworking people still struggle with moneyHow EMI culture traps the middle class-and how to use EMIs wiselyWhy insurance is protection, not investmentHow to build emergency funds and financial buffersHow ordinary salaried people quietly create large wealth over timeWhy consistency matters more than income or intelligenceHow to invest without fear or complexityHow to plan for retirement with dignity and independenceHow daily lifestyle choices decide long-term wealthThe book uses real-life Indian salary examples, simple explanations, and practical checklists-making it easy to understand even if you have no prior financial knowledge. Who This Book Is ForThis book is ideal for: Salaried employeesMiddle-class familiesFirst-time investorsProfessionals who feel "salary comes but savings don't"Anyone who wants to build wealth slowly, safely, and confidentlyWhat Makes This Book DifferentMost finance books focus on products and returns.This book focuses on behaviour, discipline, and clarity.Most books promise riches.This book promises peace of mind, stability, and confidence.If you want money to support your life-not control it, this book is for you. A Final ThoughtYou do not need a very high salary to build wealth.You need time, discipline, and the right mindset.This book shows you how.- DHARMARAJU BK This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability.…