Banking and payment scams can be especially convincing because they often use real financial systems. You may be inside your actual banking app. A payment request may appear under a familiar name. A check may show funds as available. A cryptocurrency ATM may print a genuine receipt.

The system can be real while the person, story, recipient, or payment instructions are false.

Banking & Payment Scams gives older adults a clear, practical process for slowing down unexpected payment requests, identifying the real financial action, and verifying the recipient or destination before money moves.

INSIDE, YOU WILL LEARN HOW TO:

Recognize protected-account and authorized-payment traps
Verify payment-app requests and recipients before sending money
Respond safely to gift card and cryptocurrency payment demands
Recognize warning signs at cryptocurrency and crypto ATMs
Check changed wire and money-transfer instructions independently
Understand fake checks, overpayments, and why available funds do not automatically mean verified money
Know what to do if money may already have been sent or a suspicious check deposited

Realistic scenarios and decision drills show how pressure, urgency, secrecy, familiar names, official-looking screens, and real payment systems can make an unsafe transaction feel legitimate.

You will also learn how to separate the story from the financial action and ask four important questions:

Why does this payment exist?
Who selected the recipient or destination?
Is this a normal and appropriate way to pay?
Can I stop and verify before money moves?

The book applies the P.A.U.S.E. System throughout, helping you slow the situation down, assess what is really being requested, verify independently, secure anything that may already be at risk, and exit unsafe contact.

You do not need to identify every payment scam or prove that every unusual request is false.

You need a repeatable process that protects your next financial action.

STOP THE PRESSURE.
PROTECT THE NEXT ACTION.
VERIFY INDEPENDENTLY.

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Store Description

**Please note our transit times are from the date of dispatch.** We first started out as ?The Paperback Exchange,? a chain of physical bookstores where we would part exchange your beloved books for new stories to transport you to faraway places. However, as shopping started to evolve to online shops and marketplaces, we bid our stores goodbye to become ?PBShop.? This transition has only allowed us to blossom as we now ship thousands of titles to book lovers across the globe. We pride ourselves in being a community of local book lovers which allows our passion and devotion to shine in everything we do. In 2020 we not only celebrated our 20th birthday but our 1st birthday as being completely employee owned after becoming an E.O.T in September 2019. We are proud to be different and embrace standing apart on a book mountain by working from a virtual inventory which allows us to provide thousands of books that may be difficult to get for your bookshelf or your studies. Working with a number of different suppliers allows us to explore other avenues such as puzzles, sheet music and even stationery so we really do have something for everyone. Life is about being versatile in all realms of existence. If this is your first purchase with us, or you are a returning customer, we would like to welcome you to the PBShop family, for there is no friend as loyal as a book. We are a company who put our customers at the centre of everything we do as we understand the importance of reading because once you learn to read, you will forever be free. There are a whole lot of things in this world of ours that we are yet to explore, which is why we will forever inspire curious minds.

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Pbshop.co.uk
Unit 22 Horcott Industrial Estate, Horcott Road, Fairford, GL7 4BX, United Kingdom

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Returns Policy
We ask all customers to contact us for authorisation should they wish to return their order. Orders returned without authorisation may not be credited.
If you wish to return, please contact us within 14 days of receiving your order to obtain authorisation.
Returns requested beyond this time will not be authorised.
Our team will provide full instructions on how to return your order and once received our returns department will process your refund.
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Orders are shipped from our UK warehouse. Delivery thereafter is between 4 and 14 business days. Please contact us if you have any queries about our services or products.

Shipping rates from United Kingdom to U.S.A.

Shipping rates from United Kingdom to U.S.A.
Order quantity	10 to 20 business days	10 to 20 business days
First item	US$ 4.45	US$ 4.45

Delivery times are set by sellers and vary by carrier and location. Orders passing through Customs may face delays and buyers are responsible for any associated duties or fees. Sellers may contact you regarding additional charges to cover any increased costs to ship your items.