In today's society, people are making more money than any other time in history. However, over 75% of Americans have less than $500 in savings. The same percentage of people have over $20,000 in credit card debt.

These statistics exist because families and individuals are missing the basic principles and processes of personal finance. Basic Financial Steps was written to help provide a template and road map of how to manage your personal finances for the everyday person. No matter what age group you fall into or where you currently are in life, this book will give you proven principles and processes that will transform your financial situation and put yo on the path to perpetual wealth.

You are invited to read, learn, and apply the principles in this book to your life. But, your commitment is an essential component to making them work for you. If you have dreams of a lifestyle you have yet to experience, desire for your family to have discretionary income to enjoy vacations, hobbies, and activities, or just want to become a better manager of your money, this book is for you!

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We first started out as ?The Paperback Exchange,? a chain of physical bookstores where we would part exchange your beloved books for new stories to transport you to faraway places. However, as shopping started to evolve to online shops and marketplaces, we bid our stores goodbye to become ?PBShop.? This transition has only allowed us to blossom as we now ship thousands of titles to book lovers across the globe. We pride ourselves in being a community of local book lovers which allows our passion and devotion to shine in everything we do. In 2020 we not only celebrated our 20th birthday but our 1st birthday as being completely employee owned after becoming an E.O.T in September 2019. We are proud to be different and embrace standing apart on a book mountain by working from a virtual inventory which allows us to provide thousands of books that may be difficult to get for your bookshelf or your studies. Working with a number of different suppliers allows us to explore other avenues such as puzzles, sheet music and even stationery so we really do have something for everyone. Life is about being versatile in all realms of existence. If this is your first visit or you are a returning customer, we would like to welcome you to the PBShop family, for there is no friend as loyal as a book. We are a company who put our customers at the centre of everything we do as we understand the importance of reading because once you learn to read, you will forever be free. There are a whole lot of things in this world of ours that we are yet to explore, which is why we will forever inspire curious minds.

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We ask all customers to contact us for authorisation should they wish to return their order. Orders returned without authorisation may not be credited.
If you wish to return, please contact us within 14 days of receiving your order to obtain authorisation.

Returns requested beyond this time will not be authorised.

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Books are shipped from UK warehouse. Delivery thereafter is between 4 and 14 business days dependant upon your location - please do contact us with any queries you may have.

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Shipping rates within U.S.A.
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