Basic Personal Finance: A practical guide to financial wellbeing

Very few people acquire wealth instantly; the rest of us have to make good decisions with our money. This book is for people who want to:

1. Learn the basics of compensation, taxes, budgeting, banking, and credit
2. Recognize the importance of starting financial planning early
3. Protect and grow their wealth while avoiding financial scams

A recent study from the Economic Policy Institute found the median retirement savings for people between 32 and 37 years old is less than $500. Don't let that happen to you-don't wait to start saving, and don't waste money on "get-rich-quick" schemes. The safest, most proven way to accumulate wealth is through disciplined saving and long-term investing, and Basic Personal Finance shows you how. The authors combine practical advice, serious academic research, and 25 years of classroom experience to help young adults follow a successful path to financial wellbeing.

This 2019 update incorporates new tax changes that took effect in 2018 (e.g., no more Form 1040EZ). It also adds a section on college and career choices and a summary of the military's new Blended Retirement System.

A must read for every high school and college student!

"This book is full of financial lessons that every adult wishes they'd known coming out of high school. A must read for anyone under 30."
-Peter Stark, author, The Only Negotiating Guide You'll Ever Need