Beyond Paycheck to Paycheck: A Conversation About Income, Wealth, and the Steps in Between (Total Candor)

An engaging conversation between a financial expert and a time-starved reader delivers the specific, easily understood, and objectively rational money education desperately needed by the masses. The dialogue within this trusted reference contains occasional interruptions by a commission-obsessed salesman, which shed further light on the obstacles one must overcome in the successful pursuit of a healthier financial life.

Michael B. Rubin, a CPA, CFP®, and holder of an MBA from the prestigious Kellogg School of Management, left his executive position with Toys R Us in 2005 to start Total Candor LLC, a personal financial planning education company. Previously employed by two of the former Big Six public accounting firms as a personal financial planner for the extremely affluent, he ultimately concluded he could make a big difference educating more normal people. From how to perform basic financial planning on one’s own to becoming aware of those who prey on the ill-informed, Michael provides the necessary financial education our schools have consistently failed to provide.