Beyond Paycheck to Paycheck: A Conversation About Income, Wealth, and the Steps in Between (Total Candor)

CareerBuilder.com describes Beyond Paycheck to Paycheck as easy to read and funny, neither of which are commonly used to describe a finance book.

Questions About Money? Let's Talk.

Like the rare teacher who can make a dry subject come alive, Beyond Paycheck to Paycheck (now in its fifth printing) presents a conversation between the author and you, a time-starved yet curious reader with an occasional interruption from a commission-obsessed salesman. Don't let the easy reading style fool you. Beyond Paycheck to Paycheck is also your trusted reference as you confidently journey down the path from income to wealth. With honesty, humor, and a touch of sarcasm, Beyond Paycheck to Paycheck will motivate and empower you with the tools necessary to not only survive, but also thrive, on the very income you earn today.

Named by CareerBuilder as a top book for your career!Best Book Award Finalist!

Eric Hoffer Award Finalist!

Table of Contents
Chapter 1. The Basics: Tell Your Money to Go to Work
Chapter 2. Don t Be Cheap, Be Fiscally Responsible
Chapter 3. Debt Sucks (Your Money Away)
Chapter 4. Taxes on Your Taxes Are Taxing (Yet Real)
Chapter 5. Use Protection: Insurance
Chapter 6. Take Advantage of Your Benefits(or You re Being Kind of Dumb)
Chapter 7. Ira Roth Is Not Your Congressman Do-It-Yourself Retirement Planning
Chapter 8. Maximize Your (Investing) Performance
Chapter 9. Death Happens: Estate Planning
Chapter 10. Take This Book and Use It!
Amazingly Comprehensive Glossary of (Mostly) Important Terms

Reader Testimonials

Paul Masi, Event Technology

It's true! I am no longer living to paycheck to paycheck thanks to the insight gained from reading Beyond Paycheck to Paycheck! I am much more aware of how I spend money but more importantly, how I save it. Nothing is more satisfying than watching my money grow. This book really changed my life!

Debby Slocum, Compensation Professional
In one month, I've already been able to invest in mutual funds, increase my 401(k), cut down bad debt and work on getting term life insurance set up all at a minimal 'net' impact to me. I would not have felt empowered to do all this without learning the principles in Beyond Paycheck to Paycheck. It has completely changed my life and outlook on saving and finances.Beyond Paycheck to Paycheck is amazing. I would recommend it to anyone.

Expert Endorsements

Arthur F. von der Linden, Jr., CFP, Founder and Principal, Wingate Financial Group, Inc.
The most straightforward financial planning book you'll find. Understandable by the financially clueless yet extremely beneficial to those who have already begun. Unique conversational format. Unbelievable glossary!

B. Joseph Pine II, co-author, The Experience Economy: Work Is Theatre & Every Business a Stage
I wish I could've read Beyond Paycheck to Paycheck when I was first starting out. But I can't wait to share Michael Rubin's wisdom with my daughters as soon as they join the workforce themselves. If you have any doubts whether this concise, cogent, and compelling book is for you (or your children), just read the preface. Now.

Generation X Finance blog:
If there is a book that highlights the importance of financial planning at any age, and makes it accessible to those who may not have many resources to plan with, this is it.

Michael B. Rubin is a Certified Public Accountant (CPA) and a Certified Financial Planner (CFP) professional, but don t let that scare you. As a quick scan of Beyond Paycheck to Paycheck will show you, learning about personal finance doesn t have to be scary, hard, or boring. In addition to his experience providing sophisticated financial advice to affluent clients, Michael has been a key source of information for more than 15 years to countless others. He speaks passionately about and provides guidance on virtually all personal financial planning topics.

As a true expert gifted in simplifying money matters, Michael is the guide to Retirement Planning at About.com which, as a New York Times company, is one of the web's leading producers of original content. In addition, he also writes the popular Beyond Paycheck to Paycheck blog. Michael has appeared in various media, including Fox News Chicago, radio stations across the country, and national media such as CNN Money.com, latimes.com, The Wall Street Journal, SmartMoney.com, Chicago Tribune, Financial Advisor Magazine, and Investment News.