Breaking Free From Broke: The Ultimate Guide to More Money and Less Stress

PUBLISHERS WEEKLY #1 NATIONAL BESTSELLER

America has become the land of the free and the home of the broke.

Household debt is at an all-time high, and everyday people—just like you—are feeling more cynical and hopeless about their financial futures. It’s time to stop believing countless lies from a system designed to take your money—lies like student loans are the golden ticket to a good-paying job, car payments are just part of life, and that you need to have a credit card.

Ramsey Personality and personal finance expert George Kamel shares his story of going from a negative net worth to a millionaire in under 10 years by following Dave Ramsey’s Baby Steps. George’s delivery, highlighted by his snarky sense of humor, will keep you laughing and engaged from cover to cover (no put-you-to-sleep financial advice here). Through a millennial point of view, George exposes the toxic money system designed to keep you average (and broke) and offers solutions to help you break free from:

• Credit cards and credit scores
• Student and car loans
• Mortgage mistakes
• Investing traps
• Marketing and consumerism

No matter where you’re starting from, you’ll learn that you have the power to buck the toxic money system and build wealth if you follow the same principles George used to become a millionaire.

George Kamel is a Ramsey Personality and personal finance expert. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. Since 2013, he has served on the Ramsey team, speaking across the country, and now frequently co-hosts The Ramsey Show. George also co-hosts top-ranked podcast Smart Money Happy Hour on the Ramsey Network. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom. George and his family reside in Franklin, Tennessee.

Dave Ramsey is America’s trusted voice on money and business. He’s a #1 National bestselling author and host of The Ramsey Show, America’s 2nd largest radio show, The Ramsey Show Podcast, with over 1.5 billion downloads, and The Ramsey Show YouTube channel, with more than 1 billion views. Dave’s eight national bestselling books include The Total Money Makeover, Baby Steps Millionaires, and EntreLeadership. He has appeared on Good Morning America, CBS This Morning, Today, Fox News, CNN, Fox Business and many more. Since 1992, Dave has helped people take control of their money, build wealth, and enhance their lives. He also serves as CEO of Ramsey Solutions. Dave and his family reside in Franklin, Tennessee.