The Budget Kit: The Common Cents Money Management Workbook

The bestselling guide to getting finances under control--now fully updated and revised for these financially challenging times.

No matter your financial goal, a well-defined budget is the first step to achieving success. The Budget Kit offers consumers a foundation of knowledge, advice in reining in out-of-control spending, and necessary background information on personal investing.

Judy Lawrence, trusted budget coach and personal financial counselor, uses straightforward and easy-to-understand exercises to teach readers how to meet their financial needs and goals.

The Budget Kit is filled with practical forms and tools you can use to organize and keep track of your finances, as well as expert advice to help you:

• Create monthly and yearly budgets
• Outline a plan for repaying debt
• Manage a budget on a variable income
• Find spending leaks
• Navigate online finances
• Track medical expenses and flexible spending accounts
• ...and more!

The Budget Kit is fully revised and now includes an updated online resource guide that directs readers to helpful websites for additional information on spending guidelines, credit card debt, and recovery issues.

With Judy's tried-and-true guidance, you can get your spending under control and create a budget that will put you on the road to financial freedom!

Judy Lawrence, MS Ed., lives in Albuquerque, NM after living in the Silicon Valley area for ten years (a life expanding experience). She is a Personal Financial Counselor / Budget Coach and popular speaker on basic money management. Her master's degree in counseling enhances her skill in helping individuals, couples and small business clients manage their money more effectively and gain more financial peace of mind. Judy has been a frequent guest on TV and radio including CNBC, WGN, Iyanla Show, CNN Radio, USA Radio Network and Business Talk Radio and featured in Money, Kiplinger's, the Chicago Sun-Times, and San Jose Mercury News.