Don't Make a Budget: Why it's So Hard to Save Money and What to Do About It

"The dirty little secret of saving," says author Kenneth F. Robinson, "is that you don't have to account for every penny. But you do have to save. If you do this and do it well, you'll have all the money you'll ever need. If you don't, you risk living hand-to-mouth for the rest of your days."
You know deep down that you're supposed to save money. Yet saving may be a foreign concept to you, as it is for many people. Perhaps you've tried budgeting, but you found it tedious and unhelpful. In fact, budgets are not merely unproductive, they are actually set up to fail. So what should you do? In Don t Make a Budget: Why It s So Hard to Save Money and What to Do About It, Ken Robinson describes a completely different way to save that really works and shows you how to break free from the all-too-human mistakes that can block your progress. You'll learn how to save the maximum amount possible without compromising your lifestyle. And you'll gain a fresh perspective on money and what really matters in your life.

Kenneth F. Robinson is a no-commission holistic financial advisor and money coach who believes, "The moment you stop worrying about money, life gets better." His books include Financial Tips for a Better Life and Overcoming Financial Dysfunction: How to Make Smarter Decisions About Money. He has written for the journal Science and has more than a hundred articles on personal finance to his credit. Robinson has been quoted in Money, Kiplinger's Personal Finance, MSN's MoneyCentral.com, and Cleveland's The Plain Dealer, among other publications.
Ken Robinson is a popular presenter on personal finance. A Certified Financial Planner^TM designee, he sells no investment or insurance products. He owns and runs a financial education company (Financial Self-Confidence) and a financial planning firm. Robinson is an active member of the National Speakers Association, the Alliance of Cambridge Advisors (ACA), and the National Association of Personal Financial Advisors. He is also the editor of Financial Focus, the ACA s quarterly newsletter.
Ken Robinson's keynote presentations include

Don't Make a Budget,
Faith and Finance
Overcoming Financial Dysfunction: How to Make Better Decisions About Money
Raise Your Retirement: The Painless Way to Increase Retirement Savings
Financial Calm in a Time of Change.