CAMELS Rating System & Banking Sector of Pakistan | Does CAMELS system provide similar rating as PACRA system in assessing the performance of banks in Pakistan?

Haseeb Zaman Babar (u. a.)

ISBN 10: 3838361520 / ISBN 13: 9783838361529

Published by LAP LAMBERT Academic Publishing, 2012

About this Item

CAMELS Rating System & Banking Sector of Pakistan | Does CAMELS system provide similar rating as PACRA system in assessing the performance of banks in Pakistan? | Haseeb Zaman Babar (u. a.) | Taschenbuch | 92 S. | Englisch | 2012 | LAP LAMBERT Academic Publishing | EAN 9783838361529 | Verantwortliche Person für die EU: preigu GmbH & Co. KG, Lengericher Landstr. 19, 49078 Osnabrück, mail[at]preigu[dot]de | Anbieter: preigu.

Seller Inventory # 106154092

Bibliographic Details

• Title: CAMELS Rating System & Banking Sector of Pakistan | Does CAMELS system provide similar rating as PACRA system in assessing the performance of banks in Pakistan?
• Publisher: LAP LAMBERT Academic Publishing
• Publication Date: 2012
• Language: English
• ISBN 10: 3838361520
• ISBN 13: 9783838361529
• Binding: Taschenbuch
• Condition: Neu
• Dimensions: 220W x 150H x 7D millimeters 220 millimeters width by 150 millimeters height by 7 millimeters depth
• Weight: 155 grams
• Seller catalogs:
  • Bücher

About this title

Synopsis

Banking industry serves as the backbone of the financial sector that accumulates saving from surplus economic units in the form of deposits and provides it to deficit economic units in the form of advances. So it is of great importance to keenly observe the performance of the banks and their compliance with the regulatory requirements. Performance of the banks is measured at two levels, one is at the management and regulatory level of the banks and another is at external rating agencies. It is of great importance that both these ratings present the same results about the condition of the banks to provide clear information to investors and management. CAMELS is the supervisory and regulatory rating system implemented by State Bank of Pakistan. It takes into account six important components of a bank when it evaluates performance of the bank. These components are Capital, Assets, Management, Earning, Liquidity and Sensitivity to market risk. PACRA rating agency is the dominant credit rating agency of Pakistan that performs ratings for most banks. In our research we examine the similarities in the results generated by CAMELS rating system and PACRA rating agency.

About the Author

Authors of the paper have practical experience as well as the educational background in the banking industry of Pakistan. Both of the authors graduated from Umeå School of Business & Economics in year 2011 with majors in Finance. This particular research was conducted with the aspiration for improvement and facilitating banking sector of Pakistan.