Unlock the fundamentals of real estate finance with this comprehensive, up-to-date guide designed for aspiring real estate professionals, investors, and mortgage lenders. California Real Estate Finance is a must-have resource that delves into mortgage lending, government regulations, financial instruments, and ethical lending practices.

Authored by industry experts Robert Rico, Carolee Rico, and Chase Milner, this book provides an in-depth exploration of real estate financing and equips readers with the knowledge needed to navigate the complexities of lending, borrowing, and investment.

What You’ll Learn:

💰 Mortgage & Lending Essentials – Understand loan types, lending institutions, and the secondary mortgage market.

📜 Real Estate Laws & Disclosures – Navigate the SAFE Act, RESPA, TRID, and federal mortgage regulations.

🏦 Loan Application & Credit Analysis – Learn the loan underwriting process, debt ratios, and credit scoring.

📈 Investment & Loan Programs – Explore conventional, FHA, VA, and specialized loan programs.

🏠 Appraisals & Real Estate Transactions – Understand valuation methods, purchase transactions, and closing procedures.

⚖ Fraud Prevention & Ethical Lending – Identify predatory lending practices and legal compliance measures.

Why This Book is a Must-Have for Real Estate Professionals & Students:

✔ Exam-Ready & Career-Focused – Covers essential California Department of Real Estate (DRE) finance topics for licensing and professional development.

✔ Real-World Applications – Includes case studies, loan examples, and mortgage calculations for practical learning.

✔ Essential for Agents, Lenders, & Investors – Whether you’re a real estate agent, mortgage broker, investor, or aspiring homeowner, this book provides critical insights into real estate finance.

✔ California-Specific Content – Tailored to California’s real estate finance laws, lending regulations, and market conditions.

📌 Master real estate finance and take your career to the next level! Whether you’re preparing for your real estate exam, working in mortgage lending, or seeking to enhance your financial knowledge, this guide is your key to success.

🔹 Order your copy today and gain the financial knowledge you need to excel in California real estate! 🔹

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