Commercial Banking : Risk and Credit Management

Contents I Introduction 1 Introduction to Indian Banking System and Credit Management 2 Functions and Forms of Banking 3 The Banking Regulatory Environment 4 Evaluating bank Performance II Asset-Liability Management 5 Bank Valuation 6 An Overview of AssetLiability Management 7 Techniques of AssetLiability Management Features Options and SWATs III Investment Lending and Liquidity Management 8 Investment Management 9 Credit Evaluation Process 10 Commercial and Industrial Lending 11 Real Estate and Consumer Lending 12 Liquidity Management IV Capital Liability and Balance Sheet Management 13 Capital Management 14 Liabilities Management 15 Off-balance Sheet Activities 16 Domestic and International Finance Services 17 Electronic Banking Bibliography IndexFeaturing new credit engineering tools this book combines innovative analytic methods with traditional credit management processes The author provides print and electronic risk-measuring tools that ensure credits are made in accordance with bank policy and regulatory requirements giving bankers with the data necessary for judging asset quality and value The book shows readers ways to assimilate new tools such as credit derivatives cash flow computer modeling distress prediction and workout interactive risk rating models and probabilistic default screening with well-known controls By following the guidelines of the Basel Committee on Banking Supervision Managing Bank Risk offers useful models programs and documents essential for creating a sound credit risk environment credit granting processes and appropriate administrative and monitoring controls Jacket 276 pp.…