Common Cents: A Basic Guide to Financial Well-Being

We have all heard and probably even repeated Voltaire’s quote that “Common sense is not so common.” Unfortunately, the same holds true when it comes to sense about personal finances. You would think that because so much of what we experience in our lives is controlled or influenced by personal finances in one way or another that we would all be geniuses when it comes to managing our finances. Unfortunately, my own experience is that most of us are really poor at personal finances, pun intended. This book is targeted to help the average person increase their financial intelligence to the point that your financial health improves through choices you make that are conscious, explicit, informed, and aligned with personal goals.

Stephen Smith is an accomplished IT executive and advisor with more than 25 years of experience. Throughout his career, Stephen has held leadership positions with Tate & Lyle, Ford Motor Credit Company, Ford Motor Company, and Compuware. He graduated with a Bachelor of Science Degree in Computer Information Systems and Business Administration from Chapman University in Orange, California. Stephen served in the US Air Force in Healthcare Administration. He shares six children with his his wife Jennifer.