Most of us try to save but many of us struggle with it. This is a practical, easy to understand guide that offers real tools to get you started and stick with a savings plan in your life. More importantly it offers help on how to maneuver around those day to day obstacles to saving that life routinely throws at us. You'll learn: Why savings is much more than putting money aside How to set up your savings goal and stick with it How and why to budget, set priorities and track results How taxes impact your savings. How to deal with conflicting family financial needs What to look out for when buying a car or a home How to deal with financing vacations, emergencies and impulse purchases And much more It's written by a CPA based on a lifetime of professional and personal experience with thousands of individual clients in different economic situations and differing needs. Contents are purposely designed for the non-expert regardless of age, income level or financial experience. If you are serious about wanting to save and willing to apply a little common sense to the process, these simple, every day tools, from someone who knows what works and what doesn't in the real world, will help make it a priority in your life.

About the Author

The author, a native of Western Massachusetts, is a 1968 graduate of Holy Cross with degrees in Accounting and Economics. His work experience includes forty plus years in the financial, accounting and tax world including a stint with Arthur Andersen, as a partner in both small and medium size CPA firms, owner of his own CPA firm and ten years as Chief Financial Officer of an international consulting company. His experience as a CPA was in the tax and personal planning area, working with individuals and small businesses to achieve their financial goals, minimize their income taxes and advising them on how best to do both. Working with the consulting firm gave him some bigger business exposure and further convinced him that people are people and their needs are very similar regardless of their background, status or financial means. Vin currently lives in Southern Maine with his wife of forty five years and in proximity to his three children and eight grandchildren. "Common Cents Saving" is his first project and was the result of his conclusions drawn from a long career in trying to help people secure their financial goals.

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