The financial complexities we face in retirement can be daunting. The landscape of Social Security, Medicare, insurance, benefits, investments, and planning for long-term care presents many choices, challenges, and opportunities. The Complete Cardinal Guide gives you the tools you need to understand how to make informed decisions that are right for you.

The purpose of this book is to guide you through the major retirement options that retirees face. It explains simple and effective strategies you can put in place now, with the help of professionals, to make your retirement financially successful.

Hans "John" Scheil is a Chartered Financial Consultant (ChFC�), Chartered Life Underwriter (CLU�), Certified Financial Planner (CFP�), and Chartered Advisor for Senior Living (CASL�) with 40 years of experience. He started Cardinal Retirement Planning in 2013 as an independent financial planning firm to offer comprehensive services to people approaching and in retirement.

About the Author

Hans "John" Scheil is a Chartered Financial Consultant (ChFC�), Chartered Life Underwriter (CLU�), Certified Financial Planner™ (CFP�), and Chartered Advisor for Senior Living (CASL�) with 40 years of experience.

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