Confessions of a Credit Junkie: Everything You Need to Know to Av

Credit card expert Beverly Harzog shares how she went from being a credit card disaster to a credit card diva.

When Beverly got out of college, she spent the next 10 years racking up debt on seven credit cards. Credit card limits, she believed, were merely "guidelines," certainly not anything to be taken seriously...especially if she was in dire need of a new pair of shoes. The fact that she was a CPA at the time adds an ironic twist to the credit quagmire she slowly descended into.

In Confessions of a Credit Junkie, Beverly candidly details her own credit card mishaps and offers easy-to-follow advice, often with a touch of Southern humor, to help others avoid them. In this much-needed book, you'll learn:

How to use the Credit Card Personality Quiz to choose the right credit cards

The seven ways to use a credit card to rebuild credit

How to get out of debt using a balance transfer credit card--and pay zero interest while doing it

Credit card strategies to save a bundle on groceries, gas, and more

Anyone in debt will benefit from the down-to-earth, practical tips Beverly offers.

Beverly Harzog is a nationally recognized credit card expert, author, and consumer advocate. She's appeared on Fox News, CNN Newsource, ABC News Now, and top media markets across the country. She is a frequent guest on syndicated radio shows, and her advice appears regularly in print and on major Websites, including the Wall Street Journal, the New York Times, USA Today, SmartMoney, Money Magazine, U.S. World & News Report, New York Daily News, the Washington Post, MSNMoney.com, CNNMoney.com, and many more.

Beverly runs a popular credit card blog on her Website and has coauthored two books, The Complete Idiot's Guide to Person-to-Person Lending and Simple Numbers, Straight Talk, Big Profits! She lives in Johns Creek, Georgia, with her husband and two children.