Consumer Lending

This text introduces students who are new to US consumer lending principles and practice to the lending process, its importance to the bank and to consumers, and the environment in which it functions. It takes a practical approach and presents a conceptual overview of the fundamentals of lending along with contemporary issues such as technology, regulation, and attitudes. It also details developments important to an understanding of consumer lending today.

Richard E Beck Jr. has worked in the financial services industry for more than 26 years, mostly in the area of consumer finance. He has taught for the American Institute of Banking, the Indiana Bankers Association and the American Bankers Association. Susan Siegel is an education and training consultant.