Credit Repair: Make a Plan, Improve Your Credit, Avoid Scams

When debts pile up, it can be impossible to see a way out. And in the meantime, the consequences pile up. Let the sensible strategies in Credit Repair help you take control, clean up your credit report, and live debt-free.

• assess your debt situation
  
• correct errors and improve your credit report and score
  
• choose the best repair strategy for your situation
  
• prioritize your debts
  
• negotiate with creditors to reduce debts
  
• add positive information to your credit report
  
• avoid identity theft and credit scams
  
• build a solid credit history

This edition of Credit Repair is completely updated with the latest legal developments, and includes dozens of forms and letters that will help you spruce up your credit report as easily as possible!

Robin Leonard is a former attorney who gave up the law to become a rabbi. She is the author of many Nolo books including Solve Your Money Troubles: Debt, Credit & Bankruptcy and Credit Repair. She also helped write How to File for Chapter 7 Bankruptcy and A Legal Guide for Lesbian and Gay Couples.

Amy Loftsgordon has worked in the area of foreclosure and debt collection for over ten years. Her broad experience includes helping people fight collection actions and enforcing debtors' rights under the Fair Debt Collection Practices Act. As part of a national settlement involving the mortgage industry, she has also reviewed servicer records to uncover extensive credit reporting errors. Amy received a B.A. from the University of Southern California and a law degree from the University of Denver Sturm College of Law. She is licensed to practice law in Colorado. Amy has authored numerous foreclosure, debt, and real estate articles on Nolo.com and updated the last edition of Nolo's The Foreclosure Survival Guide.