Credit Repair: Make a Plan, Improve Your Credit, Avoid Scams

Bad credit can get better

A bad credit report can prevent you from getting a mortgage, car loan, credit card, apartment or even a job. The sensible strategies in Credit Repair help you take control of your finances, clean up your credit report and rebuild your credit. Learn how to:

• prioritize debts and create a budget
• reduce debts and cut expenses
• negotiate with creditors
• correct credit report errors and remove old information
• add positive information to your credit report
• adopt strategies to rebuild your credit, and
• avoid identity theft and credit repair scams.

Updates to the 13th edition of Credit Repair include the latest student loan repayment programs, new credit-building strategies, changes to the credit scoring of tax liens, medical debt, and civil judgments, identity theft reporting developments, and more.

Financing a reliable car or the home of your dreams requires good credit. A low credit score will increase the interest and fees you'll pay to borrow money, and might even prevent you from renting an apartment or being approved for a credit card altogether. This comprehensive how-to manual will help you rebuild your credit score and teach you how to protect it from future damage.