Credit Risk Management Measures

In an economic environment characterized by uncertainty, the sustainability of microfinance institutions and the growth of the entrepreneurial fabric are intimately linked. This paper analyzes credit risk management mechanisms and their real impact on the growth of MSMEs.Main themes: Risk management: Evaluation of credit granting and collection policies to guarantee financial stability.Determinants of Growth: Analysis of the influence of financial support on small business investment and survival.Structural Challenges: Impact of exogenous economic factors on the health of the credit portfolio.Contribution: The study proposes strategic recommendations for transforming the financial sector into an engine of inclusive growth, offering an essential resource for credit managers and entrepreneurs.