Credit Scores Credit Reports: How the System Really Works, What You Can Do

Credit Scores and Credit Reports provides the first thorough examination of the all-important, but little understood, credit scoring and credit reporting systems. The Third Edition of this highly-acclaimed book enables consumers to understand how both of these systems actually work, what they can do to improve their FICO scores and to ensure their credit reports are accurate.

Since 1981, Evan Hendricks has been editor/publisher and founder of Privacy Times, a newsletter based in the Washington, D.C. area. Through the newsletter alone, he has published nearly 3,000 pages covering a wide range of privacy and information law subjects, including the Fair Credit Reporting Act. Mr. Hendricks regularly testifies before Congress, and he is a regular presenter at Federal Trade Commission workshops.