Title: Credit Scoring and Its Applications (Monographs on Mathematical Modeling and Computation, Series Number 5)
Publisher: Society for Industrial and Applied Mathematics
Publication Date: 1987
Language: English
ISBN 10: 0898714834
ISBN 13: 9780898714838
Binding: paperback
Condition: New
Weight: 17 ounces

About this title

Synopsis

Tremendous growth in the credit industry has spurred the need for Credit Scoring and Its Applications, the only book that details the mathematical models that help creditors make intelligent credit risk decisions. Creditors of all types make risk decisions every day, often haphazardly. This book addresses the two basic types of decisions and offers sound mathematical models to assist with the decision-making process. The first decision creditors face is whether to grant credit to a new applicant (credit scoring), and the second is how to adjust the credit restrictions or the marketing effort directed at a current customer (behavioral scoring). The authors have filled an important niche with this groundbreaking book. Currently, only the most sophisticated creditors use the models contained in this book to make these decisions, but all creditors can know these aids to successful lending.

About the Author

Lyn C. Thomas is a Professor of Management Science at the University of Southampton.

Jonathan N. Crook is Reader in Business Economics at the University of Edinburgh.

David B. Edelman is Credit Director of Royal Bank of Scotland, Edinburgh.

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