This book is a research on two aspects viz. debit card users and State bank of India. Part one focuses on fundamental principal, functions, users of state bank of india. Part two covers needs for planning of debit card holders along with State Bank of India. Eminent experts under the guidance of Dr. A. Vinayagamoorthy, Professor, Periyar University have designed the project and enlarged edition of the book valuable.

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Dr.K.Senthilkumar, M.Com., MBA., M.Phil., Ph.D. is an Assistant Professor, Laxmnarayana women's College, Dharmapuri. He is a 3rd Rank Holder in M.Com and 6th Rank in M.Phil. He has to his credit several research papers published in reputed journals and one book ‘Mutual Fund Investment’. He has visited Sri Lanka in University of Kelaniya.

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