The Debt-Free and Prosperous Living, Basic Course

The Debt-FREE & Prosperous Living manual will take you through a simple-to-follow system for prioritizing, then paying off, EVERY PENNY of your debt... in the shortest possible time. It'll show you how to operate 100% on cash...even in emergencies...so you'll NEVER need to use credit again. It'll teach you how to focus every dollar you're currently wasting on debt payments towards building your wealth. And, it'll show you how to do all this with the money you ALREADY make! You'll learn how and why you've been misled...taken advantage of... all you life, by a system designed to keep you in a prison of debt. You'll learn how to save thousands of your hard-earned dollars when buying insurance. You'll learn how to stop car dealers from picking your pockets. You'll learn why it can actually be a BAD idea to save a little money each month. You'll learn why you won't care what your credit rating is. You'll learn how to get a 31.32% return on your money.

John Cummuta is President and CEO of Financial Independence Network Limited, and he is uniquely suited for the responsibilities of this position.

John and his wife Lois have been married for twenty-five years. They and their children, daughter Stacyann and son Adam, live in southwest Wisconsin. As a typical middle-class American family, they have had limitless opportunities to make both good and bad financial choices. They've seen life from both sides of the fence: making nearly every possible financial mistake and ending up with nothing but bills - and then taking back control of their financial lives - with NO bills...and money building in their investments.

He learned from his personal experiences, and from watching others who had achieved what most people would classify as Success, that it's not really HOW MUCH money you make, but rather WHO ends up with the money you make.