The item might be beaten up but readable. May contain markings or highlighting, as well as stains, bent corners, or any other major defect, but the text is not obscured in any way.

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Bibliographic Details

Title: Decision Making and Budgeting (Personal Finance Essentials)
Publisher: Facts on File (edition )
Publication Date: 2012
Language: English
ISBN 10: 1604139862
ISBN 13: 9781604139860
Binding: Hardcover
Condition: Fair

About this title

Synopsis

Students often encounter difficulty making a financial plan and sticking with it. Decision Making and Budgeting teaches them how to discover their financial goals and how to make a budget in order to best reach those goals. This helpful new volume features a wide assortment of useful features to get students excited about planning their financial future, including full-color photographs, an index, glossary, sidebars, and quizzes.

Chapters include:

Making Decisions
Setting Goals
Budgeting
Insurance
Consumer Decisions
Consumer Rights and Avoiding Scams.

Reviews

The Personal Finance Essentials series offers a far more nuanced understanding of contemporary personal economics than simply balancing a checkbook. This volume boils down decision making to its most basic forms in order to explain fundamental economic principles such as opportunity cost, conscientious consumerism, and budgeting. Real-world economic questions, such as whether collision insurance is worth the cost or whether having a roommate may be a smart fiscal choice, are used as practical discussions. Although the section on responsible use of credit is brief, the book includes many frank and much-needed lessons in financial literacy, with application questions following each chapter. A quiz to test readers’ knowledge is offered in the appendix. Any series that deals with money and finance can be daunting, but the lessons here go far beyond the theoretical. Grades 9-12. --Erin Anderson

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