Determinants of FinTech Adoption and Banks' Financial Performance. This item is unavailable.Determinants of FinTech Adoption and Banks' Financial Performance

The growth of financial technology (FinTech) transforms the global banking landscape, reshaping how financial services are delivered and consumed. Understanding FinTech adoption is crucial, as factors like technological readiness, regulatory frameworks, customer trust, and organizational culture influence how banks integrate innovative financial solutions. As traditional financial institutions adopt FinTech applications, ranging from digital payments and blockchain to AI, the impact on their financial performance has become a key area of research. Exploring the relationship between FinTech adoption and banks' profitability, efficiency, and competitiveness offers insights into how technology can enhance financial stability and drive long-term growth in the banking sector. Determinants of FinTech Adoption and Banks' Financial Performance explores how FinTech reshapes banks' financial performance. It examines the theoretical foundations, technological infrastructure, and financial principles behind the adoption of FinTech to drive the financial performance of banks. This book covers topics such as digital technology, fraud detection, and microfinance, and is a useful resource for business owners, finance professionals, academicians, researchers, and scientists.

Muhammad Naeem Shahid earned his PhD (Finance) from Bahria University, Islamabad, Pakistan. He is currently serving as a Senior Lecturer at School of Accounting and Finance, Taylor's University Malaysia. He has also served as an assistant professor of finance and In-charge of the Department of Business Administration at Government College University, Faisalabad, Chiniot Campus, Pakistan. During his career, he taught a wide range of finance courses and served as the head of the Department of Business Administration at different universities. Moreover, he has been serving his potential in different capacities, such as Inc-hage academics and budget planning. So far, he has served as In-charge of the entrepreneurial society and research associate in ORIC. He also started different new academic programs at BS, Master's and PhD levels. He received an APU Research Development Internal Grant (RDIG) from Malaysia and Travel Grant from HEC (Higher Education Commission of Pakistan) to present his research overseas. He is also the editor-in-chief of the Asia Pacific Journal of Emerging Markets and a member of the editorial board of the Academy of Accounting and Financial Studies Journal and New Horizon. Furthermore, he serves as a reviewer for many Impact Factor Journals. His research interests are Sustainable Finance, FinTech, behavioural finance and corporate finance. He has published his research paper in different renowned journals like Energy Economics, International Journal of Islamic and Middle Eastern Finance and Management, Journal of Financial Economic Policy, International Journal of Emerging Markets and others.

Muhammad Umar Islam is a Senior Lecturer at the Asia Pacific University of Technology and Innovation in Malaysia. He Earned his PhD from INCEIF, Malaysia. His research interests include Fintech, Bank Performance, Sustainable Finance, and Islamic Finance. He has published in Energy Economics, the International Journal of Islamic and Middle Eastern Finance and Management, Cogent Business and Management, the International Journal of Business and Management, and the Bulletin of Monetary Economics and Banking.