Discrimination, Vulnerable Consumers and Financial Inclusion (Routledge Research in Finance and Banking Law)

ISBN 10: 0367511118 / ISBN 13: 9780367511111

Published by Routledge, 2020

About this Item

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Bibliographic Details

• Title: Discrimination, Vulnerable Consumers and Financial Inclusion (Routledge Research in Finance and Banking Law)
• Publisher: Routledge
• Publication Date: 2020
• Language: English
• ISBN 10: 0367511118
• ISBN 13: 9780367511111
• Binding: Hardcover
• Condition: New

About this title

Synopsis

This book addresses the questions of discrimination, vulnerable consumers, and financial inclusion in the light of the emerging legal, socioeconomic, and technological challenges. New technologies – such as artificial intelligence-driven consumer credit risk assessment and Fintech platforms, the changing nature of vulnerability due to the ongoing COVID-19 pandemic, as well as the sophistication of digital technologies, which help circumvent legal barriers and protections – necessitate the continuous study of the existing legal frameworks and measures that are capable of tackling these challenges.

Organized in two major parts, the first addresses, from multiple national angles, the idea of a human rights approach to consumer law, in order to replace the mantra of economic efficiency that characterizes financial services with those of human dignity and freedom from discrimination and from debt-induced servitude. The second tackles the challenges posed by increased usage of technology in connection with financial services, which tends to solve, but also creates, additional issues for consumers in general, and for vulnerable groups in particular.

About the Author

Cătălin-Gabriel Stănescu is Assistant Professor at the Centre for Market and Economic Law, University of Copenhagen.

Asress Adimi Gikay is Lecturer at Brunel University London with his research focusing on Artificial Intelligence, Law and Ethics.