Dynamics of Bank Deposits: The Developing States in India

Dynamics of Bank Depostis: The Developing States in India, points out that there is ample scope for faster mobilization of deposits in the rural centres---the unbanked and underbanked areas---where bank deposit is the only profitable savings instrument available. The data presented in this book is enriched by a comparative analysis of the growth of bank deposits in ten selected economically developed states, and in ten developing areas for the years 1973 and 1999. The economically developed states studied were Andhra Pradesh, Gujarat, Haryana, Karnataka, Kerala, Maharashtra, Punjab, Tamil Nadu, West Bengal and the National Capital Region of Delhi, and the developing areas examined were Assam, Bihar, Himachal Pradesh, Jammu and Kashmir, Madhya Pradesh, Manipur, Meghalaya, Orissa, Rajasthan, and Uttar Pradesh. Hardbound

Debesh Roy is a manager at National Bank for Agriculture and Rural Development (NABARD).