This study explores the role of the IMF in global economic development and financial stability. It analyzes the institution's core functions, including surveillance, financial assistance, and policy conditionality, and evaluates their impact through selected country case studies. The findings show that IMF programs help stabilize economies by controlling inflation, strengthening fiscal discipline, and rebuilding foreign exchange reserves. However, they may also lead to short-term economic contraction and social challenges such as unemployment and inequality. The study concludes that governance reforms, flexible policy design, and stronger social protection measures are necessary to enhance the IMF's long-term effectiveness and credibility in a changing global economy.

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