The Entrepreneur's Guide to Banks, Borrowing and the Practical World: Wisdom for Recent Graduates

Fresh graduates and aspiring entrepreneurs need to learn and absorb many skills that do not carry course titles in school. Credit rating, liability protection, and understanding insurance options and processes are important daily issues today. Entrepreneurs need to establish good working relationships with lending institutions that can serve them for their business and personal needs. A new venture will need a legal entity. All these and a lot more daily required information is packed in this booklet. These have evolved from personal experiences of the author and his colleagues from different disciplines. Though there is no shortcut to personal experience, there are many things that can be learned from others? successes and failures. Here is a book that attempts to impart this knowledge. Good luck to you, wherever you are in your personal development and goal achievement.

Dr. Barkat Charania has been an entrepreneur for almost five decades, since the age of fifteen. His endeavors include selling items such as toffees; trading utensils, cloth, jewelry, oriental carpets, automobile tires, gasoline, raw materials, and metals; and operating a private hospital of two hundred beds. Dr. Charania is an orthopedic surgeon trained in the United Kingdom. He has also received a degree in law and has pursued graduate studies in history. Dr. Charania served as an advisor to World Health Organization and UNICEF. He presently serves on the boards of various organizations involved in real estate investments, trading fuel products and electricity, healthcare delivery, and banking. All these varied experiences led him to establish close connections with banking, financing, and networking relationships. The material in this handbook is a direct reflection of his personal experiences in these fields and of his colleagues in the accounting, law, banking, and insurance industries.