Essentials of Retirement Planning: A Holistic Review of Personal Retirement Planning Issues and Employer-Sponsored Plans, Third Edition

This book provides the quintessential information needed to understand the financial side of the retirement planning coin. Readers will begin by learning about the various plan types available to the employers to offer to their employees. The topics related to compliance testing are thoroughly discussed as well as strategies used to legally shift benefits in favor of the highly compensated employees. However, some employers do not sponsor a plan. In this instance, retirement savers will need to understand the options available in the world of individual retirement accounts. This book is not intended to provide investment advice, but rather to guide how different retirement savings vehicles function and how they can be effectively deployed. Many financial professionals find that their clients will ask questions about all aspects of their financial life. For this reason, this book also discusses non-investment-related topics, such as housing options, social security planning, Medicare planning, and a few other basic insurance-based issues faced by all retirees.

Eric J. Robbins is a charter financial analyst charterholder and a CERTIFIED  FINANCIAL PLANNERTM Certificant. He holds a bachelors in accounting as well as an MBA. He began his professional career working for 17 years with a regional investment advisory firm. He specialized in managing investments for retirees and helping them plan for various retirement contingencies. During the last four years of his tenure as a full-time investment advisor, he also taught corporate finance and retirement planning as an adjunct faculty member at Penn State Behrends Sam and Irene Black School of Business. He loved teaching so much that he switched roles and now works with clients on a part-time basis while teaching full-time at Penn State Behrend and in the award-winning Penn State World Campus.