Historical insurance statistics from 19th-century America provide a detailed snapshot of how fire, marine, tornado, and ocean risks were insured across US states in 1880–89. This edition compiles company data, premiums, losses, and ratios, offering a window into the era’s underwriting and market conditions without modern jargon or speculation.
The pages present classifications by risk type and company structure, showing how much risk companies wrote, how premiums were collected, and how losses compared to premiums. Readers will see state-by-state breakdowns and year-by-year totals that illuminate the scale and variety of insurance business in the period.
- How insurance risks were written and renewed, and where capital came from
- Cash premiums, assessments, and recorded losses across classes like fire, inland transport, and ocean risks
- Average premiums per $100 of risk and average losses per $100 of risk
- Yearly and multi-year trends across states such as Georgia, Iowa, Maine, and others
Ideal for researchers and history readers seeking concrete numbers from the era, and for anyone interested in the evolution of the US insurance market.