F**K You Mrs. G.: I'm practically a Very.High.Net.Worth.Individual.

Mrs. Goldin was my high school biology teacher. She failed me in biology and crushed my dream of becoming a physician. I could not have been accepted to medical school with the low mark that she gave me. I couldn't let her do this to me. Do you know the saying: "When one door closes another opens"? I do not agree with this statement. I say instead: "When one door closes, don't wait for another door to open, open one yourself." I did that, and when the door opened I saw many doors behind it, and it was up to me to choose which door to enter. I decided that nobody will define who I am or what will become of me but me alone. I saw my parents starting with practically nothing and achieving a lot, and through their teachings and values I established my own, both socially and financially. At retirement, I look back and feel pretty good about my accomplishment, even though it was not always easy.

Born in Israel, Michel lived most of life in Canada. Throughout his life he worked as a computer programmer, computer systems analyst, owner of retail fashion stores, franchisor, sales manager of a wholesale clothing company, a real estate salesperson, real estate broker, real estate educator and trainer, real estate manager and VP, investor in residential and commercial real estate and author.Michel retired in 2022 and spends his days cooking, visiting with his children and grandchildren and travelling (In particular, cruising), living off his investments.His biggest accomplishments in life are the values he instilled in his children, and the real estate agents that told him: "I am what I am thanks to you."