Falling Short: The Coming Retirement Crisis and What to Do About It

The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their pre-retirement standard of living. Falling Short explains how to meet the challenge, through both individual and collective actions to work longer and save more.

Charles D. Ellis was for three decades managing partner of Greenwich Associates, an international business strategy consulting firm. He has taught advanced courses on investing at the business schools of both Harvard and Yale and has served on the governing boards of Yale University, Harvard Business School, Exeter, NYU Stern, and the Robert Wood Johnson Foundation. He currently chairs the Whitehead Institute. Ellis is the author of 16 books, including the bestselling Winning the Loser's Game.

Alicia H. Munnell is the Peter F. Drucker Professor of Management Sciences at Boston College's Carroll School of Management. She also serves as the director of the Center for Retirement Research at Boston College. Before joining Boston College in 1997, Munnell was a member of the President's Council of Economic Advisers and assistant secretary of the Treasury for economic policy. Previously, she spent 20 years at the Federal Reserve Bank of Boston. Munnell has published widely, with a particular focus on retirement security.

Andrew D. Eschtruth is Associate Director for External Relations at the Center for Retirement Research at Boston College. He directs the Center's communication activities and manages relationships with the government, foundation, and corporate communities. Previously, Eschtruth was a senior analyst with the U.S. Government Accountability Office specializing in federal fiscal policy and social insurance programs.