This practical workbook serves as your guide to financial freedom, demystifying the often-intimidating world of finance with straightforward explanations. Designed for both teens and adults, this easy-to-read resource brings clarity to essential financial terms and concepts that everyone should know.

Navigate everyday financial choices with ease as you learn about budgeting, saving, investment strategies, financing and borrowing options, retirement planning, and safeguarding your wealth.

Don't miss out on your pathway to financial literacy and success - your blueprint for a secure financial future starts here!

About the Author

Janis R Dickey, PhD has over 40 years of financial and business experience; after 15 years in corporate America as a sales and marketing manager, Janis received her Doctorate in Public Affairs & Administration & Education from the University of Missouri, Kansas City. She then spent over 18 years as a financial advisor, holding Series 7, 63, & 65 Registered Representative and Investment Advisor licenses, a KS Mortgage Origination License, Life, Health and Variable Contracts licenses, and previously she held a real estate license; and worked as a real estate appraiser. Today Janis holds Property/Casualty Insurance and a Registered Representative Licenses with Farmers. Along the way, Janis also taught as an adjunct professor at University of Missouri, Kansas City (UMKC). Janis lives with her husband, John; together they have a blended family with six sons and a growing number of grandchildren. Janis and John enjoy working out, playing golf, and are avid sports enthusiasts.

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