First to a Million Workbook: A Companion Guide for Teens to Achieve Early Financial Independence

Freak (n): A markedly exceptional or extraordinary person who has withdrawn from normal behavior and activities to pursue one interest or obsession.

FI Freak (n): A young person obsessed with making intelligent money decisions to allow themselves to reach early financial independence and live their best life.

A step-by-step guide to help you change the way you look at money before you turn 20!

In this companion workbook to First to a Million, teenagers will accelerate their path to financial independence and learn even more about personal finance and investing. This interactive planner contains critical action items, tasks, and exercises—all organized into simple semester-long sections and a timeline that can be adjusted to fit your age or level of experience.

This workbook will show you how to:

• Find a mentor that can help you grow toward your goals
• Manage your expenses aso you can save as much money as possible
• Get your first credit card and start building your credit score
• Build passive income streams to work toward financial freedom
• Open a brokerage account to invest in index funds
• Close on your first real estate purchase (when you’re ready!)
• And much more!

It's never too early to start working toward your FI Freak goals. With time (and compound interest) on your side, you can win the game before it even starts!

Dan Sheeks is the owner and founder of SheeksFreaks LLC, an online community dedicated to helping young people live their best lives by making smart money decisions. He has been a high school business teacher in Denver, Colorado, for eighteen years, and he’s passionate about teaching teenagers personal finance, passive income, real estate investing, and early financial freedom strategies. Dan and his wife own fifteen units and have enjoyed success with multifamily, short-term rentals, and the BRRRR strategy. In his free time, Dan likes to run, bike, cross-country ski, and attend bluegrass music festivals.