Written by two experience credit consultants, The Fix Your Credit Workbook offers a step-by-step way to organize cash flow and repair bad credit. With charts, to-do lists, form letters, and quotes from credit and debt collections laws, it teaches you how to:
-Prioritize your debts from most to least important
-Negotiate payment schedules with creditors
-Settle income tax debts with the IRS
-Choose between bankruptcy and other strategies for overcoming substantial debt
-Understand your rights in disputes with creditors, collectors, and credit reporting agencies
-Develop new practices to ensure a lifetime of great credit
Todd Bierman is coauthor of The Guerrilla Guide to Credit Repair and a credit consultant to the mortgage industry. Based in New York City, he and David Masten publish Credit Insider Magazine and its web site. Bierman and Masten would like to thank Edward J. Mark, Esq., for his excellent legal work and credit expertise, without which this book would not have been possible.