Your Future Is Now : Your Blueprint for Solving Your Retirement Puzzle

GET READY TO REVOLUTIONIZE YOUR RETIREMENT!

Creating a realistic, fact-based retirement plan is essential to avoid stress and common mistakes. It can help you make informed decisions about Social Security and Medicare, to name just a few. In this follow-up to Your Future Is Now: A Guide to Understanding Your Finances and Gaining Independence, Jeffrey Panik provides a solid framework to help you make smart financial choices as you approach retirement. It tackles key questions such as:

• How to start your retirement planning

• Balancing saving with debt repayment

• Identifying sources of retirement income

• Timing your Social Security and Medicare benefits

• The importance of creating a budget for retirement

• Understanding your insurance needs

• Managing your assets and investments

This book is designed to be a valuable resource to guide preretirees in building a strong financial foundation and a smooth transition into retirement.

With almost twenty-five years of experience as a financial advising professional, Jeffrey Panik, MSFS, CFP® knows that his job is to help clients strike a balance between living well today and planning for the future. Throughout his career, Jeff has worked with hundreds of families, individuals, and small businesses to help them set goals, strategically manage their assets, and work toward achieving their dreams.

The first in his family to attend college, Jeff believes it is imperative to inculcate financial literacy early to best prepare for financial success throughout life. Jeff served in the US Army after college, which, as part of his service agreement, paid the student loans he had accrued. He was honorably discharged and began working as a financial advisor trainee at a large brokerage firm.

Though Jeff grew up in Southwestern Pennsylvania, he has lived in the Atlanta, Georgia area for more than two decades with his wife Rebecca. When he isn’t working, Jeff enjoys spending time with family, traveling, reading, and playing all types of sports.