The Generational Wealth Code: A Tax–Smart Roadmap to Financial Independence (eng)

Build lasting wealth for yourself and your family through proven wealth creation principles

In The Generational Wealth Code: A Tax-Smart Roadmap to Financial Independence, four financial professionals, each with a distinct perspective shaped by their own stage of life and area of expertise, provide actionable guidance that helps you and your family create a legacy of wealth, stability, and opportunity.

Stagnant wages, crushing student loan debt, rising housing costs, and record levels of consumer debt have made it harder than ever for families to get ahead―this book helps readers become financially independent so that they can make the most informed decisions in all facets of their lives, and thrive at a time when many are simply trying to survive.

Readers will learn about:

• Financial Independence (Point X)―literally and fundamentally the point at which we can stop working for our money, and our money starts working for us
• The Generational Wealth Code represents the set of guiding principles and disciplined financial behaviors that, when practiced consistently, can help transform income and assets into enduring, multi-generational wealth
• 12 critical areas of wealth management, which include living within your means, understanding taxes, determining your financial position, managing debt, insuring your health and life, protecting your property with insurance, paying for college, planning for retirement, managing your investments, preserving your estate, investing in real estate, and the time value of money
• Taxes are your biggest expense, and ways to reduce your bill across all of the different types of taxes through tax-smart strategies

The Generational Wealth Code earns a well-deserved spot on the bookshelves of all individuals, no matter their current level of wealth or income, who are looking for concrete strategies to start improving their finances today.

John Vento, John Vento Jr., and Nicole Vento are Registered Representatives offering securities through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a Registered Investment Adviser. Cetera is under separate ownership from any other named entity. Registered Branch Addresses: 95 New Dorp Lane, Staten Island, New York, 10306 | 3700 S Ocean Boulevard St 809, Highland Beach, Florida, 33487. Christine Vento Conway is not affiliated or registered with Cetera Wealth Services, LLC. Any information provided by this individual is in no way related to Cetera Wealth Services, LLC or its registered representatives. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Wealth Services, LLC nor any of its representatives may give legal or tax advice.

JOHN J. VENTO, CPA, MBA, CFP, is the Founder and Chairman of the Board of Vento Tax & Wealth Management Group. For over 40 years, he has helped thousands of individuals achieve financial independence and build generational wealth through personalized, tax-smart investing and financial planning strategies.

JOHN J. VENTO JR., CPA, CFP, is the President and Managing Partner of Vento Tax & Wealth Management Group, specializing in tax-smart strategies and helping individuals and business owners navigate evolving tax laws.

NICOLE VENTO, CPA, CFP, is a Financial Advisor at Vento Tax & Wealth Management Group, specializing in tax-smart financial planning and investment strategies designed to help individuals build and preserve long-term wealth.

CHRISTINE VENTO CONWAY, CPA, is a Senior Vice President at Inland Securities Corporation, specializing in tax-smart real estate investments and advising individuals on long-term real estate strategies.