A step-by-step guide with everything you need to know to purchase a home with very little money down and low interest rates--even if you have had a bankruptcy, foreclosure, or other credit issues.
You will discover:
- How lenders view your credit report and what to do to improve it.
- 6 steps you need to bake before you look for a home.
- How the IRS will help you with your monthly mortgage payments.
- What credit scores are and how to improve your score.
- How to document your credit problem so your loan will be approved.
- Forms you need to become familiar with before your loan application.
- Grants available to help you purchase a home with no money down regardless of your credit.
- Appendix with the fair credit and equal credit laws so you will know your rights.
Brian Sacks is a nationally acclaimed mortgage expert and a recognized leader in the real estate community. With over 20 years of mortgage experience, more than 5,000 loans processed, and over $750 million in career closings, Brian has created a niche in the mortgage community by helping people with all types of credit histories get loans for new homes.
In addition, Brian has written a course for the Mortgage Bankers Association of America that teaches loan officers around the country about working with buyers who have had credit problems. He has written numerous columns for publications, has appeared on television, and appears regularly as a mortgage expert on an NBC affiliate in Baltimore, MD.