HENRY DAVID THOREAU: Studies And Commentaries.

Compiles the speeches and poems presented at the Thoreau Festival at Nassau College

Walter Harding is Distinguished Professor Emeritus of American Literature at the State University of New York at Geneseo.

George D. Brenner, JD, CLU, ChFC, is an attorney and head of MONY's Business and Estate Planning Department. George lectures extensively to business and professional groups in estate, business, and retirement planning, and has been published in numerous professional publications. He is also the lead author of Smart Assets.

Stephen Abramson, ChFC, CLU, CPC, is the president of APS Pension & Financial Services, Inc. (not affiliated with MONY), a Uniondale, NY, actuarial firm specializing in pension planning and administration. Steve is a noted author and lectures frequently on pension and estate planning to business and professional groups.

Steven Rabinaw is head of MONY's Individual Qualified Plans Department. Steven has been helping people understand and benefit from qualified retirement plans since 1981. As a pension specialist, he is responsible for advising and training MONY's field force on pensions, and lectures frequently to business and professional groups.

Barry L. Rabinovich, MBA, JD, AEP, is an attorney and member of MONY's Business and Estate Planning Group. Barry has lectured extensively on business and estate planning matters, retirement planning issues, and charitable giving techniques, and has been interviewed on these subjects in the print media, on radio, and on national television. He is also a co-author of Smart Assets.

Stanfield Hill, JD, CLU, is a graduate of Yale University and Columbia School of Law; he provides estate, business, pension, and tax planning support to MONY's top agents. Stan is a noted lecturer to business and professional groups, and is published frequently. He is also a co-author of Smart Assets.

MONY Life Insurance Company, which provides life insurance and annuities, is a subsidiary of The MONY Group Inc. (NYSE: MNY). MONY Life Insurance Company is a New York-domiciled life insurer that was founded in 1842 as The Mutual Life Insurance Company of New York. The Mutual Life Insurance Company of New York underwrote the first mutual life insurance policy in the United States in 1843.

In 1998, The Mutual Life Insurance Company of New York converted to a stock company through demutualization and was renamed MONY Life Insurance Company. The MONY name reflects the company's rich heritage.

MONY Securities Corporation (member NASD, SIPC), which provides securities and mutual funds, is a member of THE MONY Group Inc. (NYSE: MNY).