Help With Housing Costs: Volume 1

This volume covers the rules across the UK for help with personal housing costs available through the universal credit, mortgage interest loans, council tax rebate schemes in Great Britain and rate rebate scheme in Northern Ireland. This guide is designed to run side by side with volume 2 which covers housing benefit. Together, they provide a comprehensive guide covering all the main schemes for help with housing costs in the UK. Written in a plain English style it is designed for easy use by tenants, homeowners, local councils, social landlords, welfare rights advisers, tribunal members and housing professionals. This edition explains all the new rules for help with housing costs available to social housing tenants, private tenants and homeowners starting from April 2020, including the annual uprating. It sets out the basic qualifying conditions for entitlement to universal credit and provides a more detailed explanation of the rules that relate to the housing costs element for renters, as well as the rules for homeowners to qualify for a mortgage interest loan