Improving Operating Leverage Using Hyperautomation: Unlock Strategic Advantages Across Banking and Non-Banking Financial Institutions

Improving operating leverage is about operational resilience, structural operational efficiency, and sustainable revenue growth. Activity-based enterprise non-interest cost management is an important component of enterprise risk adjusted return management methodology. This book builds on the author Kannan Subramanian’s earlier book, Event- and Data-Centric Enterprise Risk-Adjusted Return Management, delving in depth into enterprise non-interest operating cost management and operating leverage.

Operating Leverage is about managing a bank’s capabilities and its capacity to deliver its products and services efficiently. It is not limited to managing operational costs but includes the operational support for the growth of business and for improving profitability. Profit is an absolute measure that denotes the amount of money the bank makes after deducting all expenses. Profitability measures how efficient the bank is at utilizing its resources to generate risk-adjusted returns. The reader can learn to improve risk adjusted operational effectiveness by implementing a nuanced approach to managing performance, risk, control, and cost simultaneously, at the process level.

You’ll examine how some institutions have implemented activity-based costing in a siloed environment and without enterprise process automation.  Many institutions do not have a scientific way of managing non-interest costs. The book explains why hyperautomation, a technology that intelligently automates business processes, is a more advanced and comprehensive way to manage these factors in a holistic and integrated way. 

Improving Operating Leverage using Hyperautomation is your complete guide to enhancing risk adjusted operational performance through a nuanced approach to performance, risk, control, and costs at the process level.

What You Will Learn

• Define and use the bill of resources to improve operating leverage.
• Implement activity-based enterprise non-interest cost management using hyperautomation
• Monitor performance, risk, control, and cost at the process level.
• Implement time-driven activity-based costing for an enterprise risk-adjusted return model.

Who This Book Is For

Most banking industry professionals, including senior management teams, consultants, central bankers, financial regulators, software vendors, and Business Process Management Suite/Hyperautomation technology vendors.

Kannan Subramanian R is a Chartered Accountant with 35+ years of experience in the banking and financial services industry and has experience with financial markets in USA, Europe, and Asia. He has worked for Standard Chartered Bank and for leading banking software solution companies, including the leading global risk management solution provider, Algorithmics, now part of IBM Risk Management & Analytics. Kannan

He advises System Design Consulting Prospero AG on strategic matters and in the design of risk management and analytical solutions. He has successfully leveraged his academic and work experience to provide value to his customers. His passion for the subject motivates him to prioritize his time to write books on automation and risk-reward management in banks.

www.BankERRM.org   www.PBORM.org