A dynamic new guide to personal investment for the era of cryptocurrencies and personal trading platforms.

We’re all investors now.

The first quarter of the new century has seen developments in technology, monetary policy, and the management of large companies that have transformed personal savings and investment around the world.

Love it, loathe it, or just not interested in it, this innovation has changed not only the nature of money, but our understanding of what it means to invest—whether we want to safeguard our pensions, experiment with personal trading platforms, or simply understand how the markets really work.

How to Invest aims to help investors navigate this new world, offering a principles-based, keep-it-simple approach to help them make investment decisions and have investment conversations that will make the most of their money.

About the Author

Peter Stanyer is an independent investment economist. He was previously chief investment officer of a US-based wealth management firm, a managing director at Merrill Lynch and investment director of Britain’s Railways Pension Fund.

Masood Javaid is Senior Advisor in the Managing Director's Office to a large sovereign wealth fund. Prior to that, he held senior positions at Mercury Asset Management and Merrill Lynch, and managed Britain’s Post Office and British Telecom pension fund assets in the 1990s. He was also an Assistant Professor in Finance and Financial Economics at Warwick Business School.

Stephen Satchell is Economics Fellow at Trinity College Cambridge. He is The Reader in Financial Econometrics (Emeritus) at Cambridge University and is an Honorary Member of the Institute of Actuaries. He is an academic advisor to numerous financial institutions.

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