Joseph: Building Financial Literacy

Receiving a Distinguished Paper Award at the Mustang International Academic Conference held in Las Vegas, Nevada in Feb 2014, heightened my desire to author this book. An enjoyable lesson about the process of creating knowledge, competence, and a monetary understanding. Learning how people describe their economic interests, explore attitudes, and explain their money values.

A qualitative system of study allowed the most noticeable influences to fully develop and provided an actionable and participatory inquiry with the purpose to solve a social concern. A direct experience design allowed inductive insights to evolve as the contributors describe the 'said' discernment and understanding of financial literacy.

The persons in this case study were adults who have religious affiliations with the organizations in the case study and were willing to assist in the research effort. The NVIVO software was instrumental in collecting and analyzing relevant data, to develop actionable decision models. The study examined concerns for faith-based organizations seeking to define the influence of religiosity, behavioral economics, and actionable learning pertaining to financial literacy and decision-making.

My twenty-five-years as an Investment Advisor Representative, personally reading the Bible from cover-to-cover eight times and being a student of biblical teachings has served me well.

Dr. Joseph M. Blake Jr., Investment Advisor Representative, with Primerica. Also, the founder of BlakeMedia, LLC a digital marketing organization. Married to his wife of 21years the wonderful Corina Blake together we have a blended family four amazing Adult children. Jessica, Joe III, Trayvone, and Chervonda with 5 Grandchildren; the source of our motivation. Dr. Blake served thirteen years in the United States Air Force where he was decorated with two Achievement Medals for performance and honored with a Commendation Medal for meritorious service. He holds a Bachelor of Science degree in Business Management, a Master of Arts degree in Organizational Management, and a Doctor of Management in Organizational Leadership degree from the University of Phoenix. Dr. Blake completed his groundbreaking research in 2013 entitled, 'Financial Literacy's Influence on Faith-Based Epistemology: A Case Study of Arizona Church Members.' The insights from this research led Dr. Blake to create an Actionable Financial Literacy Decision Model (AFDM), a design that helps organizations, their members, and individuals maximize their full financial potential. In fact, an article based on his research received "The Distinguished Paper Award' at the Mustang Journals International Academic Conference held in Las Vegas, NV on Feb 6, 2014. Dr. Blake began his venture as an Investment Advisor Representative in February 1994 (25 years ago). As an Advisor, he cultivated more than $3.4 Million in assets under management combining 450 accounts. While holding Licenses: Life, Securities (Series 6, 63, & 65), 401(k), Investment Advisor, Variable Annuities, Indexed Annuities, Fixed Annuities, Long Term Care (LTC), Debt Watcher's, Legal Shield, and Auto & Home Ins. (Referral).