Last Chance Financial Planning Guide: It's Not Too Late to Plan for Your Retirement If You Start Now

"Baby-Boomers" know that Social Security and company pension plans will probably not provide sufficient income to support them in their golden years— especially not in the style they would like. What can one do to ensure a comfortable retirement?

Written specifically for those over 40, the Last Chance Financial Planning Guide provides vital investment strategies and key information for playing catch-up. Author and expert financial advisor Anthony Spare leads readers through the pitfalls of retirement, advocating taking personal responsibility and staying on top of such topics as inflation, tax rates, asset allocation, and investment returns— all of which critically influence portfolios. Sections cover:

• How Much Do You Need to Retire?
• Spare's Cheap-Stock Strategy
• Disregarding Noise, Understanding Time
• Formulating Your Personal Investment Philosophy
• Calculating Risk, Overcoming Fear

Spare takes readers from worry and regret to actively planning a comfortable retirement program. He tackles every challenge the late-starter faces, explaining in clear and simple terms how to determine retirement income needs and begin making it happen— today.

About the Author
Anthony E. Spare, a financial advisor to individuals and institutions for more than thirty years, is the cofounder, chairman, and chief executive officer of Spare, Kaplan, Bischel & Associates, a San Francisco investment firm managing funds in excess of $2.5 billion.
Paul Ciotti is an author and journalist who has written about economics, politics and culture.

"Only about three new (investment) books per decade are worth reading. This is definitely one of those three..."

— Kenneth L. Fisher, Chairman, Fisher Investments Inc.
and Forbes magazine "Portfolio Strategy"comlumnist