This practical guide explains what the law says today, and how insurers, mortgagors, buyers, and sellers should handle policies, premiums, and losses.

Drawing on case law and statute, the book clarifies insurable interests, duties to disclose material facts, and the allocation of risk after a fire. It covers topics from mortgagee rights and vendor-purchaser relations to the treatment of premiums, reinstatement, and claims adjustments. Readers will see how rules evolve through decisions and legislation, with attention to practical consequences for practitioners and lay readers alike.

How and when a contract of insurance becomes operative after a fire.
Who can insure and how premiums may be charged or recovered.
What constitutes a material fact and how misrepresentation affects coverage.
Statutory provisions that shape insurance practices and recovery of losses.

Ideal for readers of insurance law, property law, or those working in fire risk management looking for clear, jurisprudent guidance.

"About this title" may belong to another edition of this title.

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