The Law Relating to Fire Insurance Classic Reprint

Excerpt from The Law Relating to Fire Insurance

AN attempt has been made in the following pages to deal fully with the law relating to fire insurance. For this purpose reference has been made to all reported fire insurance cases in the English courts. Owing to a variety of circumstances, the number of such cases is much smaller than in any other branch of the law of equal importance. At the same time, the judges who have decided them have been judges of great authority, who in their judgments have dealt so exhaustively with the law of fire insurance that the absence of direct authority, at least in the shape of dicta of weight and importance, is not so great as at first sight would appear.

In addition to the reported English fire insurance cases, all fire insurance cases reported in the Scotch and Irish courts have been included. The judgments in such cases are frequently marked by great precision in their statements of principle, and thus serve to supplement the English authorities.

All cases of importance from the Colonies have also been cited. Such cases are useful not only on account of the great amount of fire insurance business carried on in the Colonies by English fire insurance companies, but also because the judges who decide them profess to follow and apply English law. They therefore show how the law of fire insurance is worked out in detail, and at the same time illustrate the application of general principles of insurance law to fire insurance.

It has been found impracticable to deal with American cases, owing to their number. A mere selection would have been unsatisfactory, whilst to include all reported cases would have involved an investigation into the weight to be given to the decisions of the various courts in the United States, and would have resulted in making the book an American rather than an English law-work.

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