Lessons You Taught Us

This book is an expression of our gratitude to Bernadette Carvalho. She has been an outstanding role model as a wife and mother.

Peter Carvalho Retired after a 43 year career in banking. He has lived with his wife Bernadette in India, Sultanate of Oman, United Arab Emirates, Qatar, Cyprus and Canada. He presently enjoys retirement by travelling with his wife and Playing with his grandchild in Toronto. Simone Carvalho is a Vice-President with Ernst & Young in Toronto, Canada. She is married to her husband Rohit Colaco, who is a Chartered Accountant in Toronto, Canada. They have an 8 year old son David. She enjoys cooking, travelling and spending time with her family. Ryan Carvalho is a physician in Columbus, OH in the USA. He is married to Sarah Glick a physician as well and presently a Major in the United States Air Force. They are presently expecting their first child.