Synopsis
Lynn Richardson's book, Living Check to Monday. represents the amalgamation of inner-city edginess, ivy-league achievements and unquestionable corporate credentials wielded by the pint-size Mortgage Guru resolute on slaying debt giants. With impressive bilingual skills in both urban colloquialisms and financial services vernacular, Richardson s book is humorous and educational, and offers a no-nonsense approach and applicable, immediate solutions to right-now problems. This book is excellent for book clubs, investment clubs, and youth/adult financial literacy programs.
About the Author
Known to thousands as The Mortgage Guru, Lynn Richardson is more than just another mortgage and real estate professional helping families achieve the American dream. The author, broadcaster and motivational speaker is a globally recognized mortgage and wealth education expert who not only wants to change the way Americans think about money, she wants to change how they treat it. With more than a decade of leading roles in the banking and real estate industries, Richardson s reputation as an authoritative, transformational financial educator resonates on a global scale, and has helped catapult thousands trapped in debt building habits into wealth creation lifestyles. The Chicago native began her career in 1995 as a financial aid counselor at the School of the Art Institute in Chicago, before landing a succession of leading roles in the mortgage industry. After joining American Home Mortgage in 1999 (then CNI National Mortgage), Richardson was promoted to Assistant Vice President in 2003 and consistently ranked among the top one percent of more than 4,000 loan officers nationally. Richardson s unrelenting desire to help the direst credit-qualifying cases resulted in her closing more than $100 million in mortgages during her first few years in the industry. Her approach to wealth creation helped a woman with four bankruptcies and two foreclosures become a successful home owner and real estate investor in just nine months. In 2003, she created Wealth n Real Estate, a flagship call-in talk show she continues to host for the nationally recognized Chicago station, WVON 1690 AM. In 2006, Richardson joined JP Morgan Chase as Vice President of Business Development for select regions and quickly advanced to Vice President of National Strategic Partnerships. Later that year, Richardson was hand picked to serve as the coordinator of The Delta Challenge Home Ownership initiative, a signature economic development program of the international women's public service organization, Delta Sigma Theta Sorority, Inc. Richardson's leadership resulted in more than 100,000 consumer touch points worldwide and 35 million in closings for Chase, a 389 percent increase over the previous three year period. In 2007, Richardson was responsible for implementing the Chase/AKA Keys to Homeownership initiative, which leveraged the influence of the oldest black sorority to further establish home ownership as the foundation for building wealth within the African American community. In August 2008, Richardson was named National Homeownership Advisory Council Chair of the Hip Hop Summit Action Network, a non-profit, non-partisan national coalition founded by entertainment and fashion mogul Russell Simmons and civil rights activist Dr. Benjamin Chavis that unites artists, executives, and advocates against poverty and injustice. In this capacity, she will serve as a fresh voice to the $59 Billion dollar hip hop community promoting responsible personal finance management. She will join hip hop celebrity panelists in addressing urban professionals and young adults in free seminars organized around empowering themes. During that same time, she launched the HBCU Health, Wealth 'n Real Estate Tour as a result of her partnership with State Farm and Ian Smith's 50 Million Pound Challenge. Richardson received a bachelor s of business administration in finance from Loyola University, Ill, and is a licensed Real Estate Salesperson. Her memberships include Delta Sigma Theta Sorority, Inc., National Association of Real Estate Brokers, National Association for the Advancement of Colored People, Jack and Jill of America, Inc., and Rainbow Push Coalition. She and her best friend Demietrius have been married for 13 years. They have three daughters and call a South Chicago suburb home.
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